Tax on purchase
On a resale property you pay the transfer tax (ITP), which in Andalusia is 7% of the purchase price. On a new build directly from the developer you instead pay 10% VAT and the AJD stamp duty of 1.2%.
Other fees
Add the notary (around 0.5%), registration in the land registry (about 0.4%) and legal or administrative services (roughly 1% + VAT). Together the additional costs run between 10 and 13% of the price.
The NIE tax number
Without the NIE number (Número de Identidad de Extranjero) you cannot sign the purchase deed or open a Spanish bank account. We arrange it for you before the purchase.
Costs after the purchase
Once acquired, expect the annual property tax (IBI), a waste charge and — in residences — a contribution to the owners’ community. If you rent, also factor in income tax on rental income.
Quick overview — Andalusia
Resale: ITP tax 7%
New build: VAT 10% + AJD 1.2%
Notary: ~0.5%
Land registry: ~0.4%
Legal services: ~1% + VAT
Frequently asked questions
How much are taxes and fees when buying property in Spain?
+
Add roughly 10 to 13% to the property price. This covers transfer tax, the notary, land-registry registration and legal services.
What is the transfer tax in Andalusia?
+
On a resale property the transfer tax (ITP) is 7% of the price. On a new build from the developer you instead pay 10% VAT plus 1.2% stamp duty (AJD).
What is the NIE number and why do I need it?
+
The NIE (Número de Identidad de Extranjero) is essential: without it you cannot sign the purchase deed or open a Spanish bank account. We arrange it before the purchase.
What costs should I expect after buying?
+
The annual property tax (IBI), a refuse charge and, in residences, the community fee. If you rent out, also income tax on the rental.
